SEMESTER 3 (2012/2013)




A.     Weekly Tutorial Q and A Sessions, Exercise of CTBC (Monday, 12-1 pm)

B.      Group Project Paper of Critical Thinking (w8)

C.      Presentation of Group Project of CT (w8-w11)

D.     Individual Project Paper of Business Communication (W12)  


2.      CONSUMER BEHAVIOR-Psychological Approach of Marketing Strategy (CBEB2304)

A.     Weekly Journal Review of Psychological Aspect of Marketing (Monday, 6-7 pm)

B.      Presentation of 10th Journal Review of Consumer marketing (w8-w10)

C.      Preparing the Project of Consumer Behavior Analysis in Islamic Fashion/Islamic Banking Corporate in Malaysia (Week 5-Start Doing)

D.     Mid Term of Consumer Behaviour , Lecture 1-Lecture 8 (Week 7- 1 April 2013)

E.      Presentation & Submission of The Project Paper (13th and 20th May 2013)



A.     Weekly Presentation of Managerial Finance (Every Tuesday, 12-1 pm)

B.      Preparing Assigned Group Project I (Week 6), 29 March 2013

C.      Preparing Assigned Individual Project (Week 7), 5 April 2013

D.     Mid-Term Exam of Finance (Week 8), 19 April 2013

E.      Preparing Assigned Group Project II (Week 10), 10 May 2013

F.       Revision and Presentation (Week 12, Week 14)



A.     Arrangements of Entrepreneurship Management-Philosophy of Entrp.  

B.      Preparing The World Creative & Innovative Entrepreneur Profile and Biography, Review The Biography in Report Form

C.      Preparing Last Updated Resume/Curriculum Vitae

D.     Preparing International Journal and Academic Article about Entrepreneurial Development (to be reviewed and creating commentary essay)

E.      Preparing the Role of Governmental Administration, Public Policy, SME and NGO To Expose The Entrepreneurship Learning Among Students.



a.      Participation, Weekly Journal Review of E-Marketing and Presentation (10%)

b.      Individual Project of E-Selling of E-Marketing Course (Start in W-4)

c.       E-Selling Report (Latest by W8), 15 April 2013

d.      Group Project of E-Marketing Analysis in Malaysian Company (Latest by W10), 29 April 2013



a.      Weekly Tutorial, QA and Journal Review of OM (Refer Spectrum)

b.      Group Project, Individual Project, Overall Coursework Aspect of Assessment will be informed later (refer to Prof.Suhaiza)

c.       Note the important point during class to be elaborated further. 










19th – 22nd NOVEMBER 2012

Sponsored by CIMB Niaga and Indonesian Ministry of Educatio0

Created by:

Firmansyah Shidiq Wardhana (CIMB Overseas Scholarship Batch 4)

University of Malaya, Kuala Lumpur, Malaysia.

Summary of Titian Muhibah Programme 2012

PT. CIMB Niaga and Indonesian Ministry of Education has organized astounding joint-reward programme for their scholars to unleash their personal development qualities, enhance the scholar’s academic and soft skill called Titian Muhibah Programme 2012. This program aims to reward 30 scholars from Indonesia who have proven their academic and non-academic significant progression in national and international scale within academic year of 2012 in university and high school level. This program has set tight selection through integrated selection of academic and non-academic achievement of the scholars, on-going monitoring and evaluation by CIMB Niaga and Kemdikbud and also essay-writing selection about the contemporary issues which happen among Indonesia, Malaysia and Singapore. After conducting its selection within 3 months duration, CIMB Niaga and Kemdikbud issued the official announcement about prospective scholars who considered as shortlisted candidates to get Titian Muhibah reward and follow Titian Muhibah Programme that was conducted in Malaysia and Singapore from 19th to 22nd November 2012.

The involved scholars consisted of 14 scholars from CIMB Niaga-BU Scholarship who pursue their study in university level in Indonesia and Malaysia. And also, 16 Scholars of Indonesian Ministry of Education Scholarship Programme who pursue their study in university and high school level within Indonesia. Moreover, there were 3 representatives of official organizer who accompanied the scholars to undergo this program from PT. CIMB Niaga who were represented by Mrs. Susi Hermanses, Mrs. Luh Nindtyawati and Mr. Tupon Setiawan. The other representatives were from Indonesian Ministry of Education who were represented by Mr.Rahman, Mr.Narendra and Ms.Dian.

The set of Titian Muhibah Programme was conducted for 4 days in the form of integrated platform of unleashing scholar’s potential as follows : (1) corporate visits in CIMB Group Headquarters Malaysia, CIMB Singapore with Tan Lyman (CEO) and Air Asia with Tony Hernandez (CEO), (2) The scholars night cultural performance and gala dinner with Mrs Ung Su Ling and Zuraida Kamaruddin from CIMB Group (3) educational interactive discussion in Indonesian General Embassy of Kuala Lumpur with Secretary of Socio-Culture and Communication Function (4) academic visits in Nanyang Technological University with Prof.Tegoeh Djoejokusomo (5) exploring tourism and historical centres in Malaysia and Singapore.

GRAMME 2012:

  1. 1.      First Day of Titian Muhibah Programme (Monday, 19th November 2012), Malaysia
  2. A.    Interactive Talk and Discussion with The Complete Banker Fellows in CIMB Group

The first day of Titian Muhibah programme was conducted on Monday, 19th November 2012 to have corporate visits to the headquarter of CIMB Group as a leading banking industry of ASEAN Region which locates in CIMB Group Commerce Buiding of Menara Bumiputera in Jalan Raja Laut Area, Kuala Lumpur, Malaysia.  The first session was briefing and interactive talk-show with Top 3 of The Complete Banker Indonesia Fellows of CIMB Niaga Batch 3 who pursues overseas exposure within 3 months in CIMB Group Malaysia. The fellows said that The Complete Banker Program is the main trademark and the best external recruitment methods of human resources department product of CIMB Group for the fresh graduates of undergraduate and postgraduate level. The objectives of TCB Program is to cultivate young achievers with the potential to excel in the ASEAN banking sector to contribute for the ASEAN Economic Community (AEC) 2020 that CIMB leads the ways in striving for.

Titian Muhibah Scholars and TCB Fellows in CIMB Group Headquarter


(Courtesy of Photos by Khaira Al Hafi and Noerlia)

  1. B.     Corporate Visits in CIMB Group Headquarters, Malaysia

Afterwards having interactive discussion between the scholars with the prospective fellows regarding to the TCB and related banking industry of CIMB Group development, the scholars were welcomed by official representative of CIMB Group Malaysia which were represented by Mr Ezarul Suhaimi as Recruiters of CIMB Group and Mrs Magdalene from Human Resources Department. Both of them guided all of the scholars to explore in detail about CIMB Group Headquarters Office.  As known that they informed about the segregate industries of CIMB Bank to the Investment & Wholesale Banking, Consumer and Retail Banking & Islamic Banking in 18 countries in Asia. They led scholars to explore in detail about some of official rooms in CIMB Headquarter such as corporate and retail banking floor, marketing and productions management of CIMB financial and banking products, multimedia management area, work-life balance of recreational area which consists of knowledge centre and gym for the staff. The astounding part was their explanation about the regional-centralised of CIMB Group Website as a platform to recruit people who want to pursue their career in CIMB within ASEAN Area which open the boundaries of regional limit within ASEAN.

Titian Muhibah Scholars with Mr.Ezarul Suhaimi and CIMB Group Rewards

TM-CIMB Singapore CEO

(Courtesy of Photos by Firmansyah SW and Noerlia)

  1. C.    Gala Dinner and Cultural Performance by Titian Muhibah Scholars

The last event that was undergone by the scholars for the first day of Titian Muhibah Programme was cultural night performance and gala dinner in Rebung Restaurant with Mrs.Ung Su Ling and Zuraida Kamaruddin from CIMB Group. The Gala Dinner was conducted in Rebung Restaurant which is possessed by famous chef in Malaysia. All of the provided foods were delicious Malay culinary such as roti jala, nasi impit, nasi lemak, nasi dagang and etc. After having awesome dinner, the next agenda was first cultural performance which represented by 3 high school students of Kemdikbud Scholarship who performed Balinese dance that successfully attracted the audiences. The second performance was represented by Choir Group of BU-CIMB Niaga Scholarship students who performed Indonesian Medley Cultural Folk Songs. All of the people who involved in this event were enthusiastic and willing to network an endless friendship and enhance people-by-people relation which is considered as necessary inventory for the future.

  1. 2.      Second Day of Titian Muhibah Programme (Tueday, 20th November 2012)
  2. City Tour of Istana Negara and Petronas Tower of Kuala Lumpur

The second day agenda was quite packed since all of the scholars have to utilize their time to get the benefits to unleash their potentials through this program. Visiting the New Istana Negara in as the official living place of Yang Di-Pertuan Agong  as the honoured king of Malaysia in Malaysian Government was mesmerizing tour for all of the scholars. The Istana Negara Baru Malaysia has approximate area within 11-12 hectares in Jalan Duta, nearby Klang River in Petaling Area. The architecture of Istana Negara Baru was influenced by Islamic Malay and Middle East styles. In addition, Istana Negara Baru has three main components which are official components, army and diraja component and administration component.


After visiting Istana Negara Baru, All of the scholars had a chance to visit Petronas Twin Tower which is popularly known as the icon of Malaysia. Petronas Twin Tower is the commercial building for the economic and trading activity in Malaysia. The architecture is also inspired from the Islamic Malay and Arabic Kingdom Style.

TM-KL Petronas 1

(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)


  1. Educational Interactive Discussion in Indonesian Embassy of Kuala Lumpur (Highlighted Part of Titian Muhibah Programme by Firmansyah SW)

The afternoon session was filled by academic visits and interactive discussion in Indonesian Embassy of Kuala Lumpur. The speaker was supposed to be Mr.Surya Sastra Direja (Director of Socio Culture and Communication Functions & Expert Speaker of Indonesian Embassy of Kuala Lumpur), but since the scholars  were little bit late to come in KBRI, Mr.Surya Sastra Direja had to leave as earlier because he had a functions to give public lecture in University of Tun Abdul Razak. But it was not big problem for the scholars since Mrs.Nurul Dewi as the Secretary of Socio Culture and Communication Functions in Indonesian Embassy welcomed all of the scholars in Indonesian Embassy meeting room to discuss about the bodies of Indonesian Embassy.

As known that Marsekal Purn. Herman Prayitno is appointed by the President of Indonesia with the consideration of Indonesian Representative Body (DPR) to be the new ambassador of Indonesian Embassy in Kuala Lumpur (KBRI KL) to replace previous ambassador of Mr.Dai Bachtiar in KBRI KL starting from October 2012 with 3 years working period. There are 5 functions as the internal bodies part of Indonesian Embassy which consists of Functions of Economy (Advocacy and Facilitation), Functions of Consular, Functions of Politic and Defence, Functions of Socio-Culture and Communication and Unit of Indonesian Workers Protection.

Indonesian Embassy of KL fully concerns on the Indonesian people service, protection and advocacy since to the extent of Indonesian people mobility in KL is very high and modest. There are approximately 2 million of Indonesian people who stay, live and work in Malaysia. The approximate amount of Indonesian students who pursue their education in Malaysia is 15,000 students since 2011. The Indonesian Attache has planned for 2013 to establish integrated online platform for Indonesian students to report their existence and status in Malaysian Educational Institution in order to ease the embassy to control and monitor the movement and progress of Indonesian students in Malaysia.

Titian Muhibah scholars and Mrs. Nurul Dewi also discussed about contemporary issue of Indonesian Cultural Claiming by Malaysian Government. Mrs. Dewi said that actually it is only misunderstanding between Indonesian and Malay, and also bias of media to commercialize and provoke Indonesian people with non-factual and non-verified facts in Malaysia in order to break the harmony of Indonesia and Malaysia relations. For instance take the example of Tor-Tor Dance which has been the hot headline of Indonesian media as stated that Malaysian Government want to ratify and endorse it into their Pact of National Heritage as Malaysian Culture. This news is thoroughly biased, provocative and unproven, the real fact that is actually happening in Malaysia is that there are many Mandailing people who live in Malaysia since 1960s till nowadays. Directly, they introduced and performed Tor-Tor in every event to preserve their culture as part of Indonesian culture in Malaysia. Mrs. Dewi said that as the responsibility of Malaysian Government to reward Mandailing people who continuously perform and act their culture for more than 40 years in Malaysia, Malaysian Government had initiatives to put the Mandailing people culture (consisted of musical instruments and Mandailing’s Dancer includes Tor-Tor Dance) as the appreciated and rewarded Indonesian Culture by Mandailing people by putting it to the Act of Protected and Awarded Heritage Culture in Malaysia. In addition putting it into the Act and it is still also stated that this culture originally come from Indonesia, Malaysian Government puts it into the Act of Cultural in Malaysia in order to make a financial budget by Ministry of Malaysian Culture for the preservation of Mandailing’s people culture in Malaysia to be developed and performed better. After hearing all of these facts, all of the scholars are more open minded and broadly must be more careful and selective to face the currents of media about contemporary issues in both countries since there are many similarities between Indonesian and Malaysia in term of language, culture, appearances and culinary. These things are actually the prospective inventory for both countries to strengthen and bond their relations for better ASEAN.

Additionally, the discussion was ended by the polemics of Indonesian Workers in Malaysia. Indonesian Embassy informed the scholars that they are very willing and responsible to monitor, ensure and ratify that Indonesian worker’s right are fulfilled by their bosses and institutions where they work in Malaysia. The things that are struggled by Indonesian Embassy are about the advocacy and legal protection to the workers of Indonesian who get the non-humanistic humiliations and human right violence by their bosses.


(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)

  1. Corporate Visits in Air Asia Headquarter, LCCT, Kuala Lumpur

After having interactive discussion and educational facilitation in Indonesia Embassy of Kuala Lumpur, all of the scholars had awesome and gorgeous corporate visits in Air Asia Headquarters in Commercial Building of Low Cost Carrier Transport Airport, Malaysia. All of the scholars were welcomed by Air Asia Management. Air Asia introduced the scholars about operating and non-operating management in Air Asia. They informed the scholars about the milestone and challenges of Air Asia within its 20 years as the best low cost air lines transport in Asia and leading to the world level. Coincidentally, all of the scholars was warmly welcomed by Datok Tony Hernandez as the CEO of Air Asia. In addition, all of the scholars were guided by Air Asia Management to explore further about non-operating offices of Air Asia in LCCT. Finally, Air Asia management introduced the scholars about Air Asia Foundation which is part of corporate social responsibility of Air Asia in term of natural disaster mitigation, cultural heritage preservation, humanity protection and anti-trafficking trading within Asia and the world.

Titian Muhibah Scholars with Datuk Tony Hernandez (CEO of Air Asia)


(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)


  1. 3.      Third Day of Titian Muhibah Programme 3 (Wednesday, 21st November 2012)
  2. Corporate Visits in CIMB Bank Singapore

CIMB Singapore was another mesmerizing corporate visit for the scholars of Titian Muhibah Programme. CIMB Bank Singapore consist of Retail Banking, Corporate Banking, Investment Banking, CIMB Securities and Commercial Banking CIMB Singapore is considered as qualified full banking policy from one of Singaporean Banking industry. CIMB Singapore expands their franchise movements by the support of Singaporean government to strengthen its monetary policy to foster fast-growing economic development in Singapore. CIMB Singapore has more than 2 branches of its commercial banking around the Singapore. All of the scholars was warmly welcomed by Tan Lyman as the CEO of CIMB Singapore. He is very humble, modest and vibrant banker. He said area of his expertise is in investment banking industry. He shared to the scholars about the effects of technology advancement toward the impact of rapid growth of CIMB Bank in Singapore since Singapore has a high level of smartphone penetration in Asia, well-wired up by fibre optics coverage area and also the infrastructure of bank as the engine to drive the system of banking industry. Instead of possessing high level of technology advancement, the points that shared by Tan Lyman was about the optimization of services marketing in CIMB Singapore. He said the dependability and high availability of services marketing degree in Singapore is very well organized in term of the utilization of internet and online banking service. In addition, reducing the redundancies of risk of banking products by optimizing human intervention and technological role, also by advertising the financial products surround the people in Singapore. Finally Tan Lyman shared his experience to the scholars about how to be the qualified banker in fast-growth banking industry in ASEAN. He said that implementing strategy in banking management must be flexible, frugal and workable (landscape of the prospective industry, geography and psychographic approach of people)

CIMB Bank Singapore with Tan Lyman as its CEO

TIMB-CIMB Bank and Sec Singapore

(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)

  1. Visiting Tourism Centre in Universal Studios Singapore and Sentosa Island

The last tour for the third day was visiting the centre of Singaporean amusement park of Universal Studies Singapore which located nearby Sentosa Island. Universal Studios Singapore provides qualified entertainments for all of the scholars in term of adrenaline stimulating, history reminding and people by people coordinating. Universal Studio Singapore consists of 7 main themes of park which are The Lost World, Ancient Egypt, Sci-Fi City, New York, Hollywood, Madagascar and Far-Far Away. Each of themes park have their own uniqueness, specialties and features that can be enjoyed by the visitors of Universal Studios of Singapore. After feeling the awesome sensation in USS, the next tour was set to visit Siloso Beach, Song of The Sea Laser Performance in Sentosa Island, Luge and Sky-ride tour in Sentosa Island and the last one was The Crane Dance Show.

 TM-Nanyang Auditorium

(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)

  1. 4.      Fourth Day of Titian Muhibah Programme (Thursday, 22nd November 2012)
    1. A.    Academic Visits in Nanyang Technological University, Singapore

Academic Visits in sophisticated campus of Nanyang Technological University of Singapore was the mesmerizing and astounding tour for the scholars of Titian Muhibah Programme 2012. All of the scholars warmly welcomed by the Professor Teguh from School of Mechatronics and Electronic Engineering in NTU and also Beni as the 1st year scholar of Kemdikbud Scholarship in Mechanical Engineering NTU. Prof Teguh said that there are five schools in NTU which consist of  Nanyang Business School, School of Humanities, Art and Social Sciences, School of Engineering, School of Pure Science and School of Medicines (will be opened in 2013). All of the scholars were guided to explore about the academic cultures and atmospheres around NTU  within 2 hours.

TM-NTU SIngapore

(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)


  1. B.     City Tour in Singapore (Esplanade, Bugis, Fullerton, Merlion and Orchard)

The last tour for Titian Muhibah Programme was ended by the city tour of Singapore. The tour was conducted around the icon of Singapore such as Merlion Statue, Esplanade Art Gallery, Fullerton Hotel, Marina Bay, Orchad Road, Bugis Street and etc.


(Courtesy of Photo by Asep Rudi and Khaira Al Hafi, November 2012)

Special Thanks to:

  1. All of the Titian Muhibah Scholars (BU-CIMB Niaga Scholarship and Kemdikbud Scholarship)
  2. PT.Bank CIMB Niaga (specially to Mrs.Juty, Mrs,Susi and Mr Tupon) and all of the CIMB Niaga Related Stakeholders and People.
  3. Ministry of Education and Culture of Indonesia (specially to Mr.Rahman, Mr Narendr, Ms.Dian and Mr.Abe).
  4. CIMB Group Malaysia Headquarters (Mr Ezarul Suhaimi, Ms Magdalene, Ms Christie)
  5. CIMB Group Corporate Banking (Mrs Ung Su Ling and Mrs Norzuraida Kamaruddin)
  6. CIMB Singapore (Tan Lyman as CEO, Staffs of CIMB Bank Singapore)
  7. The Complete Banker Fellows of CIMB Niaga Indonesia (Batch 3)
  8. Indonesian Embassy of Kuala Lumpur (specially to Mrs.Nurul Dewi as Secretary of Socio Culture Functions)
  9. Air Asia Sdn Bhd. (Datok Tony Hernandez and Staffs)
  10. Nanyang Technological University of Singapore (specially to Prof. Tegoeh from School of Mechatronics and Electronic Engineering and Beni  from Mechanical Engineering)
  11. Magical Holiday Tour (Mas Ray Waintona as travel organizer, Mr Rahman as tour guide)
  12. All of the unmentioned people related to the success of Titian Muhibah Programme 2012

Created by :

Firmansyah Shidiq Wardhana

Faculty of Business and Accountancy, University of Malaya

Student & Peer Coach in Student Empowerment and Research Unit, Univ of Malaya

NTu 3

Signed by Sunday, 25th November 2012

Contact : /

Mobile : +60173255199


Tafakur Ramadhan : Obligation of Fasting for A Month of Nuzulul AlQuran

WEEK 9 (August 2012)
Project by SERU, University of Malaya 2012
I am so amazed when I read the Khazanah Ramadhan article which are written by Agus Mustofa (Indonesian populous writer of Tasawuf Modern) in the National Newspaper of Jawa Pos, Monday 6th August Edition. The article entitles FASTING TO REACH THE NUZULUL ALQURAN.  This article enlightens us about the knowledge of Ramadhan Fasting. Below I highlight about the core of this article content.
Mostly, when we are asked by the people and muslimin-muslimah. Why must we fasting in the ramadhan month ? or in the letter luck question WHAT IS THE CAUSE THAT WE HAVE TO DO FASTING. Mostly , the answer that we give will be possibly cited in Al Baqarah 183 about Fasting in Ramadhan.
(O you who have believed, decreed upon you is fasting as it was decreed upon those before you that you may become righteous )
Well, the verse above is right that we have to fast in order to be righteous. It means that the verse above shows the effect of fasting. So , we are aware that when people ask us about the cause of fasting , we still don’t give proper answer about the verse cited because the verse above is about the effect of fasting (to be righteous).
Oh, so what is the proper answer of the question above ? After referring to the AlQuran as our guidance, mostly we are able to refer to the Al Hadith of Rasulullah SAW about Fasting ( in which Shuumu tashihuu : Fasting, then in order to be healthy). Well, it is right that this hadith conveys about the effect of fasting that is in order to behealthy.
So, again and again both of the TWO ANSWER above that are Righteousness and Health are the Effect of Fasting in Ramadhan.  These are become clear because the verse both using conjunction “in order to”  or “may become” that emphasize the effect about thing.
What is the proper answer about the CAUSE of fasting in Ramadhan month ?

The answer about the cause of fasting is clearly shown in Al Baqarah verse 185 as follows :
The month of Ramadhan [is that] in which was revealed the Qur’an, a guidance for the people and clear proofs of guidance and criterion. So whoever sights [the new moon of] the month, let him fast it; and whoever is ill or on a journey – then an equal number of other days. Allah intends for you ease and does not intend for you hardship and [wants] for you to complete the period and to glorify Allah for that [to] which He has guided you; and perhaps you will be grateful.
It is clearly shown that there is imperative word (let)  in this verse become the CAUSE why we have to fast for the Ramadhan month. The answer for us as Muslim that we have to fast is because in Ramadhan Month, the Al-Quran is Revealed (Nuzulul AlQuran). Not because of the other reason or causes.
So, it is clear when the Muslimin Muslimah are fasting on Ramadhan month, we have to be more clever and diligent to tadabbur and understand more about AlQuran Al Kareem that is revealed in Ramadhan month itself.
Reading or citing the AlQuran is not only the formality to read it until khatam – but we have to get the guide from AlQuran. So we have to understand the content of AlQuran tarjamah. Its due to the Al Baqarah verse 185 conveys that
AlQuran which is revealed on Ramadhan to be the guidance of Ummah eternally. Furthermore, we are as Muslim are asked to get the Al Furqon that means criterion or differentiator of the good and the bad (haq and batil).
An implicit utterances  that people who have gotten the guidance must be “different in the good way to be the agent of change and implement the value of AlQuran in daily life”. The Muslim people ought not to be follower but to be life trendsetter of ummah who can be the pioneer of life, leader of ummah and enlightening ummah. Amin Allahuma Amin
Alhamdulillahirabbilalamin, We are given countless mercy by Allah SWT to meet and pursue noble months of Ramadhan 1433 H. Then, we are able to reach the 17th day of Ramadhan in which this day is the day of Nuzulul Al-Quran . Let’s muhasabbah to ourself to be better and useful ummah of Muslim dunia wal akhirah
– – – – – –
Wallahu a’lam bishawab
 Firmansyah Shidiq Wardhana
SERU Members 2012
University of Malaya
Reference : 
Jawa Pos National Newspaper, Khazanah Ramadhan Pages 2, Edition : Monday, 6 August 2012. An article by Agus Mustofa entitles “Berpuasalah untuk Songsong Turunnya AlQuran)

Bhineka Tunggal Ika : Indonesian Motto of Life about (Unity in Diversity) in the Globalization Era

Unity in Diversity (Bhineka Tunggal Ika) is the motto and the spirit of life of Indonesia that will remain functional function  and useful things at of all the time. We need to know that the Unity in Diversity means ‘ Although we are different and yet we remain one also’. It is capable of making the spirit of the Indonesian people to live side by side in harmony and peace in phenomena of differences of religion, race, tribe and ethnicity.
Tangible Challenge of Bhineka Tunggal Ika
Although we undestand that in this era of globalization at present, very intense and often occur inter-ethnic conflicts that resulted in social and nationality disintegration . But this bias is reduced by applying the motto Unity in Diversity in our life  everyday. This motto is the legacy of our ancestors/founding fathers  that we must guard and hold for the rest of Indonesian life . Meanwhile  in the presence of inter-ethnic conflicts that sparked tensions between the people of Indonesia, motto “Unity in Diversity” is a motto that is able to awaken the people of Indonesia to further contemplate and think in real that the Conflict between tribes that struck us today is a process and a challenge to realize the lofty values of Pancasila which a slogan “Unity in Diversity
Picture by : Mas Dhanu and Friend (
Managing The Bhineka Tunggal Ika Obstacle 
The main problem of life in the era of plurality and the global era is the occurrence of conflicts, both among individuals and groups. Conflict can be called as a timeless entity in any difference. Therefore, there is still eliminating the difference is “impossible”, but they can do is only to minimize. The strategy is the implementation of multicultural education in the curriculum, the efforts of passage themselves, efforts to reduce the ego. And the main thing is to apply the practice of virtue Pancasila and the motto “Unity in Diversity”, then the above factors have ideals, namely the realization of peace, justice, and social fraternity, anti-conflict, violence,  discriminatory as well as the integrity of the nation’s strength and loyalty in sacrifice to the country. The main one of the first in an effort to minimize conflict are: the intention is very rounda strong and principled resolveas well as consistent in managing 
Understanding Differences from Another Side Perspective 
In the essence, the difference is always in various color and it is a challenge in shaping the natural integrity . Indeed we can not deny the instinctive process. Indeed, the difference will be presenting disintegration of nation (widespread division) , but returned again in essence these as  a process that takes steps towards full twists in a goal. So, for leading a great nation and has integration / (unity of nationalities) in full, and we must be able to survive in the face of all challenges occurred. Yet it would be nice if a difference is the main capital of the complexity of life that forms a noble goal that is unity and tranquility of life.
 Picture by : Mas Dhanu and Friend (
Written By : Firmansyah Shidiq Wardhana (February , 1th 2012  )to be presented : Birthday of KOHANUDNAS INDONESIA 1 Feb 2012
Mohon izin untuk menggunakan gambar-gambarnya. Terima kasih Kakak
Mari Bersama Membangun Bangsa

Khazanah- Anchora Scholarship of Undergraduate Study 2011 : Highly Recommended

The Khazanah Asia Scholarship in Collaboration with Ancora Foundation

The Ancora-Khazanah Asia Scholarship is a collaboration between the Ancora Foundation and Yayasan Khazanah to allow Indonesians to pursue a four-year undergraduate education at leading Malaysian universities.

This programme supports Yayasan Khazanah’s objective to develop future business and industry leaders in the region. It further provides a means for Khazanah and its group of companies to contribute towards the social development of the countries it has operational interests, especially Indonesia.

It seeks candidates with an excellent academic record and rigor in extra curricular activity. It is a highly competitive process. In 2009, five candidates were selected from a field of around 500 applicants. They have several universities to choose from. These include Universiti Tenaga Nasional, Universiti Multimedia, Universiti Islam Antarabangsa Malaysia, Universiti Sains Malaysia, Universiti Putra Malaysia, Universiti Malaya and Universiti Kebangsaan Malaysia (UKM).

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Selection Criteria

Applicants should (a) not exceed 21 years; (b) have completed Sekolah Menengah Umum 3 (SMU3) and obtained minimum points of 8.0 for every subject in the Ujian Akhir Nasional by August 2012 or obtained a minimum of 3As & 1B for A-Levels or a minimum CGPA 3.50/4.00 or ‘A’ grade average or equivalent for a pre-university or matriculation programme; (c) demonstrate proficient command of English Language; and (d) show strong leadership skills and active participation in extra-curricular, social or voluntary activities.

2012 Recruitment and Selection

The registration for the 2012 intake (Academic Year 2012-2013) is open. Potential candidates should download the registration form as well as the short description and registration procedure of the program (in Bahasa Indonesia).

click here to fownload registration form Download Description and Procedure (in Indonesian)

Please return the completed registration form and other required documents no later than December 30th, 2011.

NEW! Year XII (SMA kelas XII) students are encouraged to apply for this program. Form part C.III Ujian Akhir Nasional Results can be left blank or written “akan mengikuti Ujian Nasional pada tahun 2012″.

Terms and Conditions

Each fellowship is tenable for a four-year undergraduate program at any of the selected Malaysian universities. The successful candidate is expected to complete his/her studies within the tenable period.

Each scholarship shall cover the following:

  • Tuition and other compulsory fees (as specified by the respective Malaysian universities);
  • Living costs; and
  • Return air-ticket (economy class)

Source ;